Network of Notaries©

A Comprehensive Guide for Freelance Loan Signing Agents – Balancing Signing Services & Direct Business for Maximum Income Potential

The life of a freelance loan signing agent is one of flexibility, independence, and the potential for substantial earnings. However, a critical decision looms large for these professionals: should they rely on signing services or build a direct business? In this blog, we delve into the financial landscape, exploring the income potential of freelance loan signing agents and comparing the earnings from signing services versus direct business.

Understanding the Two Paths:

1. Signing Services:

  • Many loan signing agents begin by partnering with signing services. These platforms connect notaries with signing opportunities, handling the logistics, and providing a steady stream of assignments. While convenient, signing services typically take a percentage of the fee, impacting the agent’s overall income.

2. Direct Business:

  • On the other hand, building a direct business involves establishing a personal brand, marketing services, and developing a network of clients. This approach allows agents to retain the full signing fee but requires effort in terms of business development and client acquisition.

Income Potential with Signing Services:


  • Consistent Flow: Signing services provide a consistent flow of assignments, ensuring a steady income stream for the signing agent.
  • Less Administrative Work: Signing services handle administrative tasks, allowing agents to focus solely on the signing process.


  • Reduced Earnings: The major drawback is the percentage taken by signing services, resulting in a lower overall income for the signing agent.

Income Potential with Direct Business:


  • Maximized Earnings: With a direct business, signing agents retain the full signing fee, maximizing their income potential.
  • Building Relationships: Direct business allows for the development of lasting relationships with clients, potentially leading to repeat business and referrals.


  • Business Development: Establishing a direct business requires time and effort in marketing, networking, and building a client base.
  • Income Fluctuations: The flow of assignments may not be as consistent initially, leading to income fluctuations.

Factors Influencing Income:

1. Geographic Location:

  • Demand for loan signing agents varies by location, impacting the number of assignments available.

2. Experience and Expertise:

  • Experienced agents with specialized knowledge often command higher fees.

3. Marketing and Branding:

  • Effectiveness in marketing and building a brand influences the success of a direct business.


While there’s no one-size-fits-all answer, freelance loan signing agents must carefully consider their goals, preferences, and willingness to invest in business development. Signing services offer convenience and a steady flow of assignments but come with a fee. Direct business allows for maximized earnings but requires proactive effort in client acquisition.

In essence, the most amount of money a freelance loan signing agent can make annually hinges on their ability to balance the advantages and disadvantages of both paths. Whether opting for signing services or pursuing direct business, success lies in strategic decision-making, continuous learning, and adapting to the evolving landscape of the loan signing industry.

Author: Vandana

Sign In


Reset Password

Please enter your username or email address, you will receive a link to create a new password via email.